The Optimal Retirement Planner

The strategic retirement calculator that shows the big picture of retirement.
ORP optimally schedules account contributions and retirement savings withdrawals.

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Your Age Spouse's Age	Retiree	Spouse	Units

Account Balances
Balance of Tax-Deferred Account			Thousand $
Balance of Roth IRA			Thousand $
Balance of After-tax Savings Account			Thousand $
Account Contributions
Maximum Yearly Contributions to Tax-deferred Account			Thousand $
Maximum Yearly Contributions to Roth IRA			Thousand $
Maximum annual savings of all types			Thousand $
Current Federal tax bracket (Default 15%)			%
Current state tax bracket			%
Illiquid Assets
Illiquid Asset (Home, Business, Investment Property, etc.)			Thousand $
Illiquid Asset Cost Basis (Price originally paid, for tax purposes.)			Thousand $
Age to sell Illiquid Asset (Age to convert illiquid asset to liquid asset.)			Age
Reverse Mortgage
Age to Start Reverse Mortgage Distribution			Age
Lifetime Income Plan Annual Payments			Thousand $
Lump Sum Distribution:			Thousand $
Annual Retirement Income
Annual Social Security Income (blank for no Social Security benefits)			Thousand $
Age to begin Social Security (Default to Anticipated Retirement Age)			Age
Annual Pension and other income, adjusted for inflation			Thousand $
Annual Pension and other income, not adjusted for inflation			Thousand $
Age to begin pension (Default to Anticipated Retirement Age)			Age
Annual Earned Income - Part time and otherwise			Thousand $
Age to end earned income. (After retirement age.)			Age
Taxes
After-Tax Account Estimated Federal Tax Rate (Default 15%)			%
State Personal Income Tax Standard Deduction and Exemption			Thousand $
State Personal Income Tax Rate:			%
Will EGTRRA be repealed in 2010 and tax code reverts to 2001?			Check to Repeal.
Economic Parameters
% Inflation Rate (Default 3.5%)			%
Investment Returns	Before Retirement	During Retirement
Tax-Deferred Account Average Investment Return (Default 7%)			%
Roth IRA Investment Return (default to Tax-Deferred Account return)			%
After-Tax Investment Return (default to Tax-Deferred Account Return)			%
Retirement Plans
Anticipated Retirement Age (Default 65)			Age
Age at Which the Plan is to End (leave blank to use IRS default)			Age
Amount of Desired Estate (Default $10,000)			Thousand $
Reality Retirement Planning Spend it while you still can.			Check to Apply.

Scenario Description:

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